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General payment HSM integration guide

2min

This document describes the various payment applications, their use cases, and how to use Payment HSMs throughout the payment process.

Payment application use cases

The payment space has the following primary high-level application types:

  • Issuing focuses on issuing payment cards and provisioning mobile payment tokens.
  • Acquiring focuses on the steps carried out between merchants and banks for processing credit and debit transactions, either through traditional card-based transactions or mobile payments.

Due to regulatory requirements, you should conduct payment acquiring and payment issuing processes inside separate HSMs.